What changes when the purchase is a plot, a villa or another format.
These notes are part of the full set of guides.
The collection beside this one is Possession & after-purchase.
Another grouping is RERA & builder disputes.
Blog
Before buying into a senior living project in Bengaluru, check four things. Is it registered with Karnataka RERA? Is there a three-way agreement naming the care operator? Is emergency care actually on site? And how do deposits come back? The 2019 national model guidelines set a useful bar, though Karnataka hasn't published its own rules.
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Insights
PMAY-U 2.0 eligibility for the home loan subsidy has five tests: family income up to ₹9 lakh, no pucca house anywhere in India, a loan up to ₹25 lakh on a home worth up to ₹35 lakh, carpet area up to 120 sq m, and a loan from 1 September 2024. In Bengaluru, the ₹35 lakh cap bites.
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Blog
Gated community vs standalone apartment isn't only about pools and guards. In Bengaluru, a small standalone building may not need RERA registration at all, so you lose its protections. Gated projects carry bigger shared systems, like STPs, and fixed costs spread over more flats. Check the legal status, land share and running costs, not the brochure.
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Blog
Commercial vs residential property investment changes more than the rent. A shop or office usually yields more, but loans are smaller and costlier, rent can attract 18% GST, and vacancies last longer. A flat yields less but gets home-loan terms, RBI's loan caps and, if it's your home, reinvestment relief when you sell.
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